{"id":12131,"date":"2021-04-12T17:23:57","date_gmt":"2021-04-12T10:23:57","guid":{"rendered":"http:\/\/helpact.amis.vn\/?post_type=ht_kb&p=12131"},"modified":"2026-03-14T14:48:38","modified_gmt":"2026-03-14T07:48:38","slug":"khai-bao-khe-uoc-vay-hop-dong-tin-dung","status":"publish","type":"ht_kb","link":"http:\/\/helpasp.misa.vn\/accounting\/kb\/khai-bao-khe-uoc-vay-hop-dong-tin-dung\/","title":{"rendered":"Qu\u1ea3n l\u00fd kh\u1ebf \u01b0\u1edbc vay"},"content":{"rendered":"
<\/span><\/p>\n

1. T\u1ed5ng quan<\/b><\/h3>\n

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B\u00e0i vi\u1ebft h\u01b0\u1edbng d\u1eabn qu\u1ea3n l\u00fd v\u00e0 theo d\u00f5i Kh\u1ebf \u01b0\u1edbc vay\/H\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng, gi\u00fap ki\u1ec3m so\u00e1t hi\u1ec7u qu\u1ea3 c\u00e1c kho\u1ea3n vay, l\u00e3i su\u1ea5t v\u00e0 l\u1ecbch tr\u1ea3 n\u1ee3.<\/p>\n

N\u1ed9i dung b\u00e0i vi\u1ebft<\/strong> bao g\u1ed3m: khai b\u00e1o kh\u1ebf \u01b0\u1edbc vay\/h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng, th\u1ef1c hi\u1ec7n c\u00e1c nghi\u1ec7p v\u1ee5 li\u00ean quan v\u00e0 xem b\u00e1o c\u00e1o kh\u1ebf \u01b0\u1edbc vay.<\/p>\n

Ph\u1ea1m vi \u0111\u00e1p \u1ee9ng<\/strong>: \u00c1p d\u1ee5ng cho b\u1ed9 ph\u1eadn k\u1ebf to\u00e1n, t\u00e0i ch\u00ednh s\u1eed d\u1ee5ng ph\u1ea7n m\u1ec1m MISA, phi\u00ean b\u1ea3n c\u00f3 h\u1ed7 tr\u1ee3 ph\u00e2n h\u1ec7 Ti\u1ec1n g\u1eedi v\u00e0 qu\u1ea3n l\u00fd vay v\u1ed1n.<\/p>\n<\/div><\/div>\n

<\/span><\/p>\n

2. H\u01b0\u1edbng d\u1eabn tr\u00ean ph\u1ea7n m\u1ec1m<\/strong><\/h3>\n

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2.1 Khai b\u00e1o Kh\u1ebf \u01b0\u1edbc vay\/H\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng \u0111\u1ea7u k\u1ef3 (n\u1ebfu c\u00f3)<\/b><\/h4>\n

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B\u01b0\u1edbc 1:<\/strong>\u00a0V\u00e0o ph\u00e2n h\u1ec7\u00a0Ti\u1ec1n g\u1eedi<\/strong>, tab\u00a0Kh\u1ebf \u01b0\u1edbc cho vay<\/strong>, ch\u1ecdn\u00a0Th\u00eam kh\u1ebf \u01b0\u1edbc cho vay \u0111\u1ea7u k\u1ef3:<\/strong><\/p>\n

\"\"<\/p>\n

B\u01b0\u1edbc 2:\u00a0<\/strong>Khai b\u00e1o c\u00e1c th\u00f4ng tin chung v\u1ec1 kh\u1ebf \u01b0\u1edbc cho vay \u0111\u1ea7u k\u1ef3<\/p>\n

B\u01b0\u1edbc 3:\u00a0<\/strong>Khai b\u00e1o th\u00f4ng tin gi\u1ea3i ng\u00e2n, l\u00e3i su\u1ea5t, h\u00ecnh th\u1ee9c thu n\u1ee3 c\u1ee7a kh\u1ebf \u01b0\u1edbc cho vay \u0111\u1ea7u k\u1ef3<\/p>\n

B\u01b0\u1edbc 4:\u00a0<\/strong>Nh\u1ea5n\u00a0C\u1ea5t<\/strong><\/p>\n

\"\"<\/p>\n

L\u01b0u \u00fd:<\/strong> \u0110\u1ec3 x\u00f3a Kh\u1ebf \u01b0\u1edbc vay\/H\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng<\/strong> \u0111\u1ea7u k\u1ef3 th\u00ec v\u00e0o ph\u00e2n h\u1ec7\u00a0Ti\u1ec1n g\u1eedi\/ <\/strong>tab Kh\u1ebf \u01b0\u1edbc cho vay\/ c<\/strong>\u1ed9t Ch\u1ee9c n\u0103ng, ch\u1ecdn X\u00f3a.<\/strong><\/em><\/p>\n

\"\"<\/p>\n<\/div><\/div>

<\/span><\/p>\n

2.2 Khai b\u00e1o Kh\u1ebf \u01b0\u1edbc vay\/H\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng<\/b><\/h4>\n

<\/div>

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    \n
  • B\u01b0\u1edbc 1: <\/strong>V\u00e0o ph\u00e2n h\u1ec7 Ti\u1ec1n g\u1eedi<\/strong>, tab Kh\u1ebf \u01b0\u1edbc \u0111i vay<\/strong>, ch\u1ecdn Th\u00eam h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng\\Th\u00eam kh\u1ebf \u01b0\u1edbc vay<\/strong>:<\/li>\n<\/ul>\n

    \"\"<\/p>\n

      \n
    • B\u01b0\u1edbc 2: Th\u00eam h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng<\/strong>:\n
        \n
      • Khai b\u00e1o c\u00e1c th\u00f4ng tin chung c\u1ee7a h\u1ee3p \u0111\u1ed3ng v\u00e0 nh\u1eadp tr\u1ef1c ti\u1ebfp th\u00f4ng tin t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o cho h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng \u0111\u00f3.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n

        \"\"<\/p>\n

          \n
        • \n
            \n
          • Tr\u01b0\u1eddng h\u1ee3p l\u1ef1a ch\u1ecdn lo\u1ea1i ti\u1ec1n ngo\u1ea1i t\u1ec7 (kh\u00e1c \u0111\u1ed3ng ti\u1ec1n h\u1ea1ch to\u00e1n) th\u00ec ch\u01b0\u01a1ng tr\u00ecnh cho ph\u00e9p nh\u1eadp t\u1ef7 gi\u00e1 v\u00e0 t\u1ef1 \u0111\u1ed9ng hi\u1ec3n th\u1ecb gi\u00e1 tr\u1ecb quy \u0111\u1ed5i v\u1ec1 \u0111\u1ed3ng ti\u1ec1n h\u1ea1ch to\u00e1n:<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n

            \"\"<\/p>\n

              \n
            • B\u01b0\u1edbc 3: Th\u00eam Kh\u1ebf \u01b0\u1edbc vay<\/strong>: Khai b\u00e1o c\u00e1c th\u00f4ng tin chung v\u1ec1 kh\u1ebf \u01b0\u1edbc vay:<\/li>\n<\/ul>\n

              \"\"<\/p>\n

                \n
              • \n
                  \n
                • Khai b\u00e1o tab Th\u00f4ng tin gi\u1ea3i ng\u00e2n<\/strong> c\u1ee7a kh\u1ebf \u01b0\u1edbc vay:\n
                    \n
                  • Khi ch\u1ecdn lo\u1ea1i ti\u1ec1n l\u00e0 \u0111\u1ed3ng ti\u1ec1n h\u1ea1ch to\u00e1n (v\u00ed d\u1ee5 d\u01b0\u1edbi \u0111\u00e2y l\u00e0 VN\u0110), th\u00ec ng\u01b0\u1eddi d\u00f9ng ch\u1ec9 c\u1ea7n \u0111i\u1ec1n gi\u00e1 tr\u1ecb kho\u1ea3n vay v\u00e0o \u00f4 t\u01b0\u01a1ng \u1ee9ng.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n

                    \"\"<\/p>\n

                      \n
                    • \n
                        \n
                      • \n
                          \n
                        • N\u1ebfu ch\u1ecdn lo\u1ea1i ti\u1ec1n kh\u00e1c v\u1edbi \u0111\u1ed3ng ti\u1ec1n h\u1ea1ch to\u00e1n, th\u00ec ch\u01b0\u01a1ng tr\u00ecnh cho ph\u00e9p nh\u1eadp t\u1ef7 gi\u00e1 v\u00e0 t\u1ef1 \u0111\u1ed9ng hi\u1ec3n th\u1ecb gi\u00e1 tr\u1ecb quy \u0111\u1ed5i v\u1ec1 \u0111\u1ed3ng ti\u1ec1n h\u1ea1ch to\u00e1n.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n

                          \"\"<\/p>\n

                            \n
                          • \n
                              \n
                            • Khai b\u00e1o th\u00f4ng tin tab L\u00e3i su\u1ea5t<\/strong> c\u1ee7a kh\u1ebf \u01b0\u1edbc vay:\n
                                \n
                              • Tr\u01b0\u1eddng h\u1ee3p ch\u1ecdn Ph\u01b0\u01a1ng th\u1ee9c \u0111i\u1ec1u ch\u1ec9nh<\/strong> l\u00e3i su\u1ea5t l\u00e0 C\u1ed1 \u0111\u1ecbnh<\/strong>, ch\u01b0\u01a1ng tr\u00ecnh hi\u1ec3n th\u1ecb giao di\u1ec7n sau: T\u1ea1i \u0111\u00e2y ng\u01b0\u1eddi d\u00f9ng th\u1ef1c hi\u1ec7n khai b\u00e1o l\u00e3i su\u1ea5t v\u00e0 l\u00e3i su\u1ea5t qu\u00e1 h\u1ea1n c\u1ee7a kh\u1ebf \u01b0\u1edbc vay.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n

                                \"\"<\/p>\n

                                  \n
                                • \n
                                    \n
                                  • \n
                                      \n
                                    • Tr\u01b0\u1eddng h\u1ee3p ch\u1ecdn ph\u01b0\u01a1ng th\u1ee9c \u0111i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t l\u00e0 C\u00f3 \u0111i\u1ec1u ch\u1ec9nh<\/strong>, ch\u01b0\u01a1ng tr\u00ecnh hi\u1ec3n th\u1ecb giao di\u1ec7n sau: T\u1ea1i \u0111\u00e2y ng\u01b0\u1eddi d\u00f9ng th\u1ef1c hi\u1ec7n khai b\u00e1o L\u00e3i su\u1ea5t, L\u00e3i su\u1ea5t qu\u00e1 h\u1ea1n v\u00e0 Th\u1eddi gi\u1ea1n l\u00e3i su\u1ea5t c\u00f3 hi\u1ec7u l\u1ef1c c\u1ee7a kh\u1ebf \u01b0\u1edbc vay \u0111\u00f3.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n

                                      \"\"<\/p>\n

                                        \n
                                      • \n
                                          \n
                                        • Khai b\u00e1o c\u00e1c th\u00f4ng tin t\u1ea1i tab H\u00ecnh th\u1ee9c tr\u1ea3 n\u1ee3<\/strong>:<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n

                                          \"\"<\/p>\n

                                            \n
                                          • \n
                                              \n
                                            • Khai b\u00e1o c\u00e1c th\u00f4ng tin Th\u1ed1ng k\u00ea kh\u00e1c<\/strong>, t\u1ea3i l\u00ean t\u1ec7p \u0110\u00ednh k\u00e8m<\/strong> cho kh\u1ebf \u01b0\u1edbc vay (n\u1ebfu c\u00f3)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div><\/div>
                                              <\/span><\/p>\n

                                              2.3 C\u00e1c nghi\u1ec7p v\u1ee5 th\u1ef1c hi\u1ec7n \u0111\u1ed1i v\u1edbi kh\u1ebf \u01b0\u1edbc vay<\/b><\/h4>\n

                                              <\/div>

                                              \n

                                              \"\"<\/p>\n\n\n\n
                                              <\/div><\/div>
                                              <\/span><\/p>\n
                                              2.3.1 Xem t\u00ecnh h\u00ecnh th\u1ef1c hi\u1ec7n Kh\u1ebf \u01b0\u1edbc vay<\/strong><\/h5>\n

                                              <\/div>

                                              \n

                                              T\u1ea1i \u0111\u00e2y ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 theo d\u00f5i \u0111\u01b0\u1ee3c chi ti\u1ebft t\u00ecnh h\u00ecnh th\u1ef1c hi\u1ec7n kh\u1ebf \u01b0\u1edbc vay, n\u1eafm \u0111\u01b0\u1ee3c S\u1ed1 \u0111\u00e3 tr\u1ea3\/L\u1ecbch tr\u1ea3 n\u1ee3<\/strong> c\u1ee7a t\u1eebng kh\u1ebf \u01b0\u1edbc:<\/p>\n

                                              \"\"<\/p>\n

                                                \n
                                              • \u0110\u1ec3 tr\u1ea3 n\u1ee3 cho kho\u1ea3n vay, nh\u1ea5n Tr\u1ea3 n\u1ee3.<\/strong> Ch\u01b0\u01a1ng tr\u00ecnh s\u1ebd t\u1ef1 \u0111\u1ed9ng sinh ch\u1ee9ng t\u1eeb tr\u1ea3 n\u1ee3<\/li>\n<\/ul>\n

                                                \"\"<\/p>\n

                                                  \n
                                                • T\u1ea1i tab Ch\u1ee9ng t\u1eeb<\/strong>: Ch\u01b0\u01a1ng tr\u00ecnh s\u1ebd l\u1ea5y l\u00ean to\u00e0n b\u1ed9 c\u00e1c ch\u1ee9ng t\u1eeb li\u00ean quan \u0111\u1ebfn kh\u1ebf \u01b0\u1edbc vay m\u00e0 ng\u01b0\u1eddi d\u00f9ng \u0111ang ch\u1ecdn xem.<\/li>\n<\/ul>\n

                                                  \"\"<\/p>\n

                                                    \n
                                                  • Ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 xem chi ti\u1ebft th\u00f4ng tin c\u1ee7a kh\u1ebf \u01b0\u1edbc vay t\u1ea1i tab Th\u00f4ng tin chi ti\u1ebft<\/strong>:<\/li>\n<\/ul>\n

                                                    \"\"<\/p>\n

                                                      \n
                                                    • L\u1eadp ch\u1ee9ng t\u1eeb nh\u1eadn gi\u1ea3i ng\u00e2n<\/strong>: Ch\u01b0\u01a1ng tr\u00ecnh t\u1ef1 \u0111\u1ed9ng sinh ch\u1ee9ng t\u1eeb nh\u1eadn gi\u1ea3i ng\u00e2n cho kh\u1ebf \u01b0\u1edbc vay:<\/li>\n<\/ul>\n

                                                      \"\"<\/p>\n<\/div><\/div>

                                                      <\/span><\/p>\n
                                                      2.3.2 Xem l\u1ecbch tr\u1ea3 n\u1ee3<\/strong><\/h5>\n

                                                      <\/div>

                                                      \n
                                                        \n
                                                      • Ch\u01b0\u01a1ng tr\u00ecnh t\u1ef1 \u0111\u1ed9ng sinh B\u1ea3ng t\u00ednh l\u1ecbch tr\u1ea3 n\u1ee3<\/strong> cho kh\u1ebf \u01b0\u1edbc vay.<\/li>\n
                                                      • T\u1ea1i b\u1ea3ng t\u00ednh l\u1ecbch tr\u1ea3 n\u1ee3, ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n tr\u1ea3 n\u1ee3 cho kho\u1ea3n vay b\u1eb1ng c\u00e1ch nh\u1ea5n Tr\u1ea3 n\u1ee3<\/strong>. Ch\u01b0\u01a1ng tr\u00ecnh t\u1ef1 \u0111\u1ed9ng sinh ch\u1ee9ng t\u1eeb tr\u1ea3 n\u1ee3 t\u01b0\u01a1ng \u1ee9ng<\/li>\n
                                                      • <\/li>\n<\/ul>\n

                                                        \"\"<\/p>\n

                                                          \n
                                                        • Thay \u0111\u1ed5i l\u00e3i su\u1ea5t<\/strong> cho Kh\u1ebf \u01b0\u1edbc vay b\u1eb1ng c\u00e1ch v\u00e0o ph\u00e2n h\u1ec7 K\u1ebf \u01b0\u1edbc \u0111i vay – <\/strong>nh\u1ea5n m\u0169i t\u00ean \u23f7 c\u1ed9t Ch\u1ee9c n\u0103ng\u00a0<\/strong>c\u1ee7a Kh\u1ebf \u01b0\u1edbc mu\u1ed1n s\u1eeda – Ch\u1ecdn Thay \u0111\u1ed5i l\u00e3i su\u1ea5t<\/strong><\/span><\/li>\n<\/ul>\n

                                                          \"\"<\/p>\n

                                                            \n
                                                          • T\u1ea5t to\u00e1n kho\u1ea3n vay<\/strong>: K\u1ebf \u01b0\u1edbc \u0111i vay – <\/strong>nh\u1ea5n m\u0169i t\u00ean \u23f7 c\u1ed9t Ch\u1ee9c n\u0103ng\u00a0<\/strong>c\u1ee7a Kh\u1ebf \u01b0\u1edbc mu\u1ed1n s\u1eeda – Ch\u1ecdn T\u1ea5t to\u00e1n kho\u1ea3n vay –<\/strong><\/span>\u00a0 Nh\u1eadp s\u1ed1 Ti\u1ec1n l\u00e3i ph\u1ea3i tr\u1ea3<\/strong> v\u00e0 Ti\u1ec1n ph\u1ea1t tr\u1ea3 tr\u01b0\u1edbc<\/strong> sau \u0111\u00f3 nh\u1ea5n Th\u1ef1c hi\u1ec7n<\/strong><\/li>\n<\/ul>\n

                                                            \"\"<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><\/div>

                                                            <\/span><\/p>\n

                                                            2.4 B\u00e1o c\u00e1o Kh\u1ebf \u01b0\u1edbc vay<\/b><\/h4>\n

                                                            <\/div>

                                                            \n
                                                              \n
                                                            • V\u00e0o ph\u00e2n h\u1ec7 Ti\u1ec1n g\u1eedi<\/strong>, tab B\u00e1o c\u00e1o<\/strong>, ch\u1ecdn B\u00e1o c\u00e1o kh\u1ebf \u01b0\u1edbc vay<\/strong>:<\/li>\n<\/ul>\n

                                                              \"\"<\/p>\n

                                                                \n
                                                              • V\u00ed d\u1ee5: Xem b\u00e1o c\u00e1o S\u1ed5 chi ti\u1ebft ti\u1ec1n vay:\n
                                                                  \n
                                                                • Thi\u1ebft l\u1eadp c\u00e1c tham s\u1ed1 b\u00e1o c\u00e1o, nh\u1ea5n Xem b\u00e1o c\u00e1o<\/strong>:<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n

                                                                  \"\"<\/p>\n

                                                                    \n
                                                                  • \n
                                                                      \n
                                                                    • Giao di\u1ec7n b\u00e1o c\u00e1o S\u1ed5 chi ti\u1ebft ti\u1ec1n vay<\/strong> hi\u1ec3n th\u1ecb nh\u01b0 sau:<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n

                                                                      \"\"<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><\/div>\n

                                                                      <\/span><\/p>\n

                                                                      3. L\u01b0u \u00fd<\/h3>\n

                                                                      <\/div>

                                                                      \n
                                                                        \n
                                                                      • H\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng g\u1ed3m nhi\u1ec1u kh\u1ebf \u01b0\u1edbc vay n\u00ean \u0111\u1ec3 xem danh s\u00e1ch h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng b\u1ea1n th\u1ef1c hi\u1ec7n: V\u00e0o ph\u00e2n h\u1ec7 Ti\u1ec1n g\u1eedi \/ Kh\u1ebf \u01b0\u1edbc vay \/ L\u1ecdc kho\u1ea3ng th\u1eddi gian \/ T\u00ecm s\u1ed1 h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng.<\/li>\n<\/ul>\n<\/div><\/div> <\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":115,"comment_status":"closed","ping_status":"closed","template":"","format":"standard","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"ht-kb-category":[3293],"ht-kb-tag":[],"class_list":["post-12131","ht_kb","type-ht_kb","status-publish","format-standard","hentry","ht_kb_category-r18"],"_links":{"self":[{"href":"http:\/\/helpasp.misa.vn\/accounting\/wp-json\/wp\/v2\/ht-kb\/12131","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/helpasp.misa.vn\/accounting\/wp-json\/wp\/v2\/ht-kb"}],"about":[{"href":"http:\/\/helpasp.misa.vn\/accounting\/wp-json\/wp\/v2\/types\/ht_kb"}],"author":[{"embeddable":true,"href":"http:\/\/helpasp.misa.vn\/accounting\/wp-json\/wp\/v2\/users\/115"}],"replies":[{"embeddable":true,"href":"http:\/\/helpasp.misa.vn\/accounting\/wp-json\/wp\/v2\/comments?post=12131"}],"version-history":[{"count":8,"href":"http:\/\/helpasp.misa.vn\/accounting\/wp-json\/wp\/v2\/ht-kb\/12131\/revisions"}],"predecessor-version":[{"id":58117,"href":"http:\/\/helpasp.misa.vn\/accounting\/wp-json\/wp\/v2\/ht-kb\/12131\/revisions\/58117"}],"wp:attachment":[{"href":"http:\/\/helpasp.misa.vn\/accounting\/wp-json\/wp\/v2\/media?parent=12131"}],"wp:term":[{"taxonomy":"ht_kb_category","embeddable":true,"href":"http:\/\/helpasp.misa.vn\/accounting\/wp-json\/wp\/v2\/ht-kb-category?post=12131"},{"taxonomy":"ht_kb_tag","embeddable":true,"href":"http:\/\/helpasp.misa.vn\/accounting\/wp-json\/wp\/v2\/ht-kb-tag?post=12131"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}