{"id":80259,"date":"2026-08-03T16:52:35","date_gmt":"2026-08-03T09:52:35","guid":{"rendered":"\/accounting\/?post_type=ht_kb&p=80259"},"modified":"2026-08-03T16:52:35","modified_gmt":"2026-08-03T09:52:35","slug":"mot-so-cau-hoi-thuong-gap-lien-quan-den-ngan-hang-va-bao-cao-ngan-hang","status":"publish","type":"ht_kb","link":"\/accounting\/kb\/mot-so-cau-hoi-thuong-gap-lien-quan-den-ngan-hang-va-bao-cao-ngan-hang\/","title":{"rendered":"M\u1ed9t s\u1ed1 c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p li\u00ean quan \u0111\u1ebfn Ng\u00e2n h\u00e0ng v\u00e0 B\u00e1o c\u00e1o ng\u00e2n h\u00e0ng"},"content":{"rendered":"
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<\/span><\/p>\n

1. T\u1ed5ng quan<\/strong><\/h3>\n

<\/div>

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M\u1ee5c \u0111\u00edch: B\u00e0i vi\u1ebft h\u01b0\u1edbng d\u1eabn gi\u1ea3i \u0111\u00e1p c\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p li\u00ean quan \u0111\u1ebfn ph\u00e2n h\u1ec7 ng\u00e2n h\u00e0ng b\u00e1o c\u00e1o ng\u00e2n h\u00e0ng<\/p>\n<\/div><\/div>\n

<\/span><\/p>\n

2. C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/strong><\/h3>\n

<\/div>

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C\u00e2u h\u1ecfi 1: S\u00e9c chuy\u1ec3n kho\u1ea3n, S\u00e9c ti\u1ec1n m\u1eb7t v\u00e0 \u1ee6y nhi\u1ec7m chi kh\u00e1c nhau nh\u01b0 th\u1ebf n\u00e0o?<\/strong><\/span><\/h4>\n

S\u00e9c chuy\u1ec3n kho\u1ea3n<\/strong>\u00a0l\u00e0\u00a0t\u1edd s\u00e9c do doanh nghi\u1ec7p\/ng\u01b0\u1eddi tr\u1ea3 ti\u1ec1n ph\u00e1t h\u00e0nh<\/strong>, y\u00eau c\u1ea7u ng\u00e2n h\u00e0ng tr\u00edch ti\u1ec1n t\u1eeb t\u00e0i kho\u1ea3n c\u1ee7a m\u00ecnh \u0111\u1ec3\u00a0chuy\u1ec3n cho ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng<\/strong>.<\/p>\n

\u0110\u1eb7c \u0111i\u1ec3m:<\/p>\n

    \n
  • \n

    Do\u00a0ng\u01b0\u1eddi tr\u1ea3 ti\u1ec1n l\u1eadp v\u00e0 k\u00fd ph\u00e1t<\/strong><\/p>\n<\/li>\n

  • \n

    Ng\u01b0\u1eddi nh\u1eadn mang s\u00e9c \u0111\u1ebfn ng\u00e2n h\u00e0ng \u0111\u1ec3 n\u1ed9p<\/p>\n<\/li>\n

  • \n

    Kh\u00f4ng \u0111\u01b0\u1ee3c r\u00fat ti\u1ec1n m\u1eb7t (ch\u1ec9 chuy\u1ec3n kho\u1ea3n)<\/p>\n<\/li>\n

  • \n

    C\u00f3\u00a0th\u1eddi h\u1ea1n hi\u1ec7u l\u1ef1c<\/strong><\/p>\n<\/li>\n

  • \n

    Ng\u00e2n h\u00e0ng ch\u1ec9 chi ti\u1ec1n khi:<\/p>\n

      \n
    • \n

      T\u00e0i kho\u1ea3n c\u00f2n \u0111\u1ee7 s\u1ed1 d\u01b0<\/p>\n<\/li>\n

    • \n

      Ch\u1eef k\u00fd, con d\u1ea5u \u0111\u00fang m\u1eabu<\/p>\n<\/li>\n<\/ul>\n<\/li>\n

    • H\u00ecnh th\u1ee9c: L\u00e0\u00a0t\u1edd s\u00e9c gi\u1ea5y<\/strong>, c\u00f3 m\u1eabu s\u1eb5n c\u1ee7a ng\u00e2n h\u00e0ng.<\/li>\n<\/ul>\n

      S\u00e9c ti\u1ec1n m\u1eb7t<\/strong> l\u00e0 lo\u1ea1i s\u00e9c d\u00f9ng \u0111\u1ec3 r\u00fat ti\u1ec1n m\u1eb7t tr\u1ef1c ti\u1ebfp t\u1ea1i ng\u00e2n h\u00e0ng, bao g\u1ed3m c\u00e1c \u0111\u1eb7c \u0111i\u1ec3m ch\u00ednh nh\u01b0 m\u1ec7nh l\u1ec7nh tr\u1ea3 ti\u1ec1n v\u00e0 ng\u01b0\u1eddi c\u1ea7m s\u00e9c nh\u1eadn ti\u1ec1n<\/p>\n

      \u0110\u1eb7c \u0111i\u1ec3m:<\/p>\n

        \n
      • Do\u00a0ch\u1ee7 t\u00e0i kho\u1ea3n tr\u1ef1c ti\u1ebfp l\u1eadp<\/strong><\/li>\n
      • Ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng ho\u1eb7c ng\u01b0\u1eddi c\u1ea7m t\u1edd s\u00e9c mang ra chi nh\u00e1nh ng\u00e2n h\u00e0ng xu\u1ea5t tr\u00ecnh \u0111\u1ec3 nh\u1eadn ti\u1ec1n m\u1eb7t ngay.<\/li>\n<\/ul>\n

        \u1ee6y nhi\u1ec7m chi<\/strong>\u00a0l\u00e0\u00a0l\u1ec7nh thanh to\u00e1n do ch\u1ee7 t\u00e0i kho\u1ea3n l\u1eadp<\/strong>, y\u00eau c\u1ea7u ng\u00e2n h\u00e0ng\u00a0chuy\u1ec3n ti\u1ec1n t\u1eeb t\u00e0i kho\u1ea3n c\u1ee7a m\u00ecnh sang t\u00e0i kho\u1ea3n ng\u01b0\u1eddi kh\u00e1c<\/strong>.<\/p>\n

        \u0110\u1eb7c \u0111i\u1ec3m:<\/p>\n

          \n
        • \n

          Do\u00a0ch\u1ee7 t\u00e0i kho\u1ea3n tr\u1ef1c ti\u1ebfp l\u1eadp<\/strong><\/p>\n<\/li>\n

        • \n

          Ng\u00e2n h\u00e0ng th\u1ef1c hi\u1ec7n chuy\u1ec3n ti\u1ec1n ngay<\/p>\n<\/li>\n

        • \n

          C\u00f3 th\u1ec3 l\u1eadp:\u00a0Tr\u00ean gi\u1ea5y ho\u1eb7c online (Internet Banking)<\/p>\n<\/li>\n

        • \n

          Kh\u00f4ng c\u00f3 th\u1eddi h\u1ea1n nh\u01b0 s\u00e9c<\/p>\n<\/li>\n

        • \n

          L\u00e0 h\u00ecnh th\u1ee9c\u00a0ph\u1ed5 bi\u1ebfn nh\u1ea5t hi\u1ec7n nay<\/strong><\/p>\n<\/li>\n

        • H\u00ecnh th\u1ee9c: Ch\u1ee9ng t\u1eeb k\u1ebf to\u00e1n\/ng\u00e2n h\u00e0ng ho\u1eb7c giao d\u1ecbch \u0111i\u1ec7n t\u1eed.<\/li>\n<\/ul>\n

          ==> D\u1ef1a theo ph\u01b0\u01a1ng th\u1ee9c chuy\u1ec3n ti\u1ec1n, Anh ch\u1ecb c\u00f3 th\u1ec3\u00a0l\u1ef1a ch\u1ecdn ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n<\/strong>\u00a0tr\u00ean ch\u1ee9ng t\u1eeb\u00a0Chi ti\u1ec1n g\u1eedi<\/strong> \u1edf ph\u1ea7n m\u1ec1m \u0111\u1ec3 qu\u1ea3n l\u00fd n\u1ed9i b\u1ed9 (s\u1ebd c\u00f3 s\u1ef1 kh\u00e1c nhau v\u1ec1 ti\u1ec1n t\u1ed1 khi \u0111\u00e1nh s\u1ed1 ch\u1ee9ng t\u1eeb, v\u00ed d\u1ee5 SCK\u2026ho\u1eb7c UNC\u2026 ho\u1eb7c s\u00e9c ti\u1ec1n m\u1eb7t).<\/p>\n

          C\u00e2u h\u1ecfi 2: Khi t\u1ea1o kh\u1ebf \u01b0\u1edbc vay \u0111\u1ec3 tr\u1ea3 l\u01b0\u01a1ng nh\u00e2n vi\u00ean th\u00ec n\u00ean ch\u1ecdn ph\u01b0\u01a1ng th\u1ee9c gi\u1ea3i ng\u00e2n Chuy\u1ec3n tr\u1ea3 doanh nghi\u1ec7p hay Chuy\u1ec3n tr\u1ea3 nh\u00e0 cung c\u1ea5p ?<\/strong><\/span><\/h4>\n

          V\u1ea5n \u0111\u1ec1:\u00a0<\/strong>Khi l\u1eadp kh\u1ebf \u01b0\u1edbc vay nh\u1eb1m m\u1ee5c \u0111\u00edch chi tr\u1ea3 l\u01b0\u01a1ng cho nh\u00e2n vi\u00ean, ng\u01b0\u1eddi d\u00f9ng th\u01b0\u1eddng ph\u00e2n v\u00e2n trong vi\u1ec7c l\u1ef1a ch\u1ecdn ph\u01b0\u01a1ng th\u1ee9c gi\u1ea3i ng\u00e2n ph\u00f9 h\u1ee3p. Do nh\u00e2n vi\u00ean kh\u00f4ng m\u1eb7c \u0111\u1ecbnh l\u00e0 nh\u00e0 cung c\u1ea5p tr\u00ean h\u1ec7 th\u1ed1ng n\u00ean d\u1ec5 g\u00e2y l\u00fang t\u00fang khi ch\u1ecdn h\u00ecnh th\u1ee9c chuy\u1ec3n tr\u1ea3.<\/p>\n

          Gi\u1ea3i ph\u00e1p:\u00a0<\/strong>Tr\u01b0\u1eddng h\u1ee3p t\u1ea1o kh\u1ebf \u01b0\u1edbc vay \u0111\u1ec3 tr\u1ea3 l\u01b0\u01a1ng nh\u00e2n vi\u00ean, Anh\/Ch\u1ecb ch\u1ecdn ph\u01b0\u01a1ng th\u1ee9c gi\u1ea3i ng\u00e2n\u00a0Chuy\u1ec3n tr\u1ea3 nh\u00e0 cung c\u1ea5p<\/strong>.<\/p>\n

          Th\u1ef1c hi\u1ec7n th\u00eam b\u01b0\u1edbc thi\u1ebft l\u1eadp:<\/p>\n

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          • \n

            V\u00e0o\u00a0Danh m\u1ee5c Nh\u00e2n vi\u00ean<\/strong>, ch\u1ecdn m\u00e3 nh\u00e2n vi\u00ean c\u1ea7n s\u1eed d\u1ee5ng.<\/p>\n<\/li>\n

          • \n

            Nh\u1ea5n\u00a0S\u1eeda<\/strong>\u00a0v\u00e0 t\u00edch ch\u1ecdn\u00a0L\u00e0 nh\u00e0 cung c\u1ea5p<\/strong>.<\/p>\n<\/li>\n<\/ul>\n

            Sau khi thi\u1ebft l\u1eadp, Anh\/Ch\u1ecb c\u00f3 th\u1ec3 ch\u1ecdn nh\u00e2n vi\u00ean \u0111\u00f3 t\u1ea1i th\u00f4ng tin nh\u00e0 cung c\u1ea5p tr\u00ean kh\u1ebf \u01b0\u1edbc vay.<\/p>\n

            C\u00e2u h\u1ecfi 3: Kh\u00f4ng hi\u1ec3n th\u1ecb t\u00e0i kho\u1ea3n nh\u1eadn khi h\u1ea1ch to\u00e1n chuy\u1ec3n ti\u1ec1n n\u1ed9i b\u1ed9?<\/strong><\/span><\/h4>\n

            Khi th\u1ef1c hi\u1ec7n h\u1ea1ch to\u00e1n b\u00fat to\u00e1n N\u1ee3 112\/C\u00f3 112<\/strong>, anh\/ch\u1ecb kh\u00f4ng th\u1ea5y hi\u1ec3n th\u1ecb t\u00e0i kho\u1ea3n nh\u1eadn ti\u1ec1n \u0111\u1ec3 l\u1ef1a ch\u1ecdn.<\/p>\n

            Nguy\u00ean nh\u00e2n:\u00a0<\/strong>Do\u00a0\u0111ang l\u1eadp ch\u1ee9ng t\u1eeb\u00a0\u1ee6y nhi\u1ec7m chi (UNC)<\/strong>\u00a0\u2013 \u0111\u00e2y l\u00e0 nghi\u1ec7p v\u1ee5 d\u00f9ng cho chuy\u1ec3n ti\u1ec1n ra ngo\u00e0i doanh nghi\u1ec7p, n\u00ean h\u1ec7 th\u1ed1ng s\u1ebd kh\u00f4ng cho ch\u1ecdn t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng n\u1ed9i b\u1ed9 nh\u1eadn ti\u1ec1n<\/p>\n

            Gi\u1ea3i ph\u00e1p:<\/strong>\u00a0\u0110\u1ed1i v\u1edbi nghi\u1ec7p v\u1ee5 chuy\u1ec3n ti\u1ec1n gi\u1eefa c\u00e1c t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng trong c\u00f9ng doanh nghi\u1ec7p, anh\/ch\u1ecb v\u00e0o ph\u00e2n h\u1ec7\u00a0Ti\u1ec1n g\u1eedi<\/strong>, tab\u00a0Thu chi ti\u1ec1n<\/strong>, t\u1ea1i m\u0169i t\u00ean c\u1ea1nh\u00a0Chi ti\u1ec1n<\/strong>\u00a0ch\u1ecdn\u00a0\u00a0Chuy\u1ec3n ti\u1ec1n n\u1ed9i b\u1ed9.<\/strong><\/p>\n<\/div><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":137,"comment_status":"closed","ping_status":"closed","template":"","format":"standard","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"ht-kb-category":[3287,2627],"ht-kb-tag":[],"class_list":["post-80259","ht_kb","type-ht_kb","status-publish","format-standard","hentry","ht_kb_category-cau-hoi-thuong-gap","ht_kb_category-cau_hoi_thuong_gap_lien_quan_den_ngan_hang"],"_links":{"self":[{"href":"\/accounting\/wp-json\/wp\/v2\/ht-kb\/80259","targetHints":{"allow":["GET"]}}],"collection":[{"href":"\/accounting\/wp-json\/wp\/v2\/ht-kb"}],"about":[{"href":"\/accounting\/wp-json\/wp\/v2\/types\/ht_kb"}],"author":[{"embeddable":true,"href":"\/accounting\/wp-json\/wp\/v2\/users\/137"}],"replies":[{"embeddable":true,"href":"\/accounting\/wp-json\/wp\/v2\/comments?post=80259"}],"version-history":[{"count":3,"href":"\/accounting\/wp-json\/wp\/v2\/ht-kb\/80259\/revisions"}],"predecessor-version":[{"id":80265,"href":"\/accounting\/wp-json\/wp\/v2\/ht-kb\/80259\/revisions\/80265"}],"wp:attachment":[{"href":"\/accounting\/wp-json\/wp\/v2\/media?parent=80259"}],"wp:term":[{"taxonomy":"ht_kb_category","embeddable":true,"href":"\/accounting\/wp-json\/wp\/v2\/ht-kb-category?post=80259"},{"taxonomy":"ht_kb_tag","embeddable":true,"href":"\/accounting\/wp-json\/wp\/v2\/ht-kb-tag?post=80259"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}